What SBBK handles

Complete bookkeeping services — one flat monthly rate

Everything bundled. No per-service invoicing. No surprises. Software included.

Core service

Full-cycle bookkeeping

Every transaction recorded individually — bank accounts, credit cards, fleet cards, supplier invoices, payment processors. No summary journal entries. Every transaction has a receipt or purchase invoice attached.

Monthly reconciliation of every account. Missing receipts are coded to Shareholder Loan — not claimed as expenses. You always know exactly where your books stand.

Financial statements delivered by the 15th of the following month: P&L, Balance Sheet, Trial Balance, and General Ledger.

Included in every package

  • Every transaction recorded individually
  • Bank and credit card reconciliation
  • Supplier and trade credit account reconciliation
  • Payment processor reconciliation (Moneris, Square, Stripe)
  • Period-end close and adjusting entries
  • Monthly P&L, Balance Sheet, Trial Balance
  • Quarterly GST/HST filing and remittance
  • QBO, Xero, or Sage 50 subscription included
  • Hubdoc or Dext receipt capture included

Payroll options

  • CRA remittance filing only (+$85/mo)
  • Journal entry recording — client uses ADP/Wagepoint (+$125–$175/mo)
  • Full Wagepoint — 1 to 3 employees (+$225–$350/mo depending on frequency)
  • Full Wagepoint — 4 to 5 employees (+$275–$425/mo)
  • Full Wagepoint — 6 to 8 employees (+$325–$525/mo)
  • Benefits complexity add-on (+$75/mo)
  • T4 preparation and filing — included with full payroll
  • T5018 subcontractor filing — $75 base + $25/slip (annual)
Add-on service

Payroll processing

Full payroll via Wagepoint — SBBK's primary payroll platform for Canadian small businesses. Wagepoint auto-submits CRA remittances on time, integrates directly with QBO and Xero, and handles all benefit types.

No manual PD7A submissions. No missed remittance deadlines. Source deductions calculated and remitted automatically on your behalf.

T4 preparation and filing included at year-end for clients on full payroll. T5018 subcontractor filings billed annually.

Included service

GST/HST filing and remittance

Quarterly GST/HST filing is included in every SBBK package at no additional charge. Returns are prepared based on the bookkeeping records in your file, sent to you for a two-business-day review, and filed with CRA on your behalf.

Every legitimate Input Tax Credit is claimed. Maximizing ITCs is one of the most impactful things a bookkeeper does for a trades or construction business.

Monthly filing available for businesses that require it (+$50/month).

GST/HST service includes

  • Quarterly return preparation and filing — included in all packages
  • Maximum Input Tax Credits claimed every quarter
  • Two-business-day client review before filing
  • CRA remittance on your behalf
  • Monthly filing option: +$50/month
  • All GST/HST adjustments and corrections handled

T5018 service details

  • Annual filing — within 6 months of fiscal year-end
  • $75 base fee + $25 per subcontractor slip
  • 30-day written notice of filing deadline
  • SBBK tracks all subcontractor payments through the year
  • Client responsibility: collect SIN or Business Number at time of first payment
  • Late filing penalties are the client's responsibility if SINs not provided in time
Annual filing

T5018 subcontractor filings

Required annually if you paid $500 or more to subcontractors during your fiscal year. Every subcontractor who received payment needs a T5018 slip, and the slip requires their legal name and either a Social Insurance Number (SIN) or Business Number (BN).

SBBK tracks all subcontractor payments through the year and files within the CRA deadline. The most common problem: clients fail to collect SINs and Business Numbers at the time of hire. Do not wait until year-end.

Available as an add-on to any package. Included in the Complex tier.

Add-on service

Accounts receivable management

Invoice recording, payment posting, and payment processor reconciliation (Moneris, Square, Stripe). Every invoice matched to the payment received. Every deposit identified.

A/R management pricing is based on monthly invoice volume: from +$75/month for under 10 invoices up to +$1,000/month for over 210 invoices.

A/R management includes

  • Customer invoice recording
  • Payment received posting and matching
  • Moneris, Square, Stripe reconciliation
  • Outstanding receivables tracking
  • A/R aging report monthly

Catch-up bookkeeping

  • Free diagnostic call to assess the scope
  • Quoted after diagnostic — no surprises
  • $55/hour for catch-up and cleanup work
  • Brings books current before ongoing engagement begins
  • Available as a standalone project or part of onboarding
One-time service

Catch-up and cleanup bookkeeping

Books behind? Messy QBO file you inherited? Starting fresh after a year of neglect? SBBK offers catch-up bookkeeping to bring your records current before the ongoing engagement begins.

Scope and cost assessed on a free diagnostic call. Billed at $55/hour. Most catch-up projects are completed before the first monthly billing cycle begins.

Ready to see your exact monthly rate?

The pricing calculator takes 60 seconds and produces a specific number based on your actual business — no phone call required.

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